Wise Publishing, Inc Buys Half Banked, Personal Finance Site for Millennials

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During the race track construction boom of the late 1990s, these tracks began to be labeled with the rather derogatory term "cookie cutter" tracks, as their differences were perceived to be minimal. Where there is generally one preferred line around a road course, there are many different lines that can work on an oval track. The preferred line depends on many factors including track conditions, car set-up, and traffic. The oval track driver must choose which line to use each time they approach a corner. On a short track in a 25-lap feature race, a driver might not run any two laps with the same line. A driver in an IndyCar race at Richmond International Raceway may be subject to as many lateral g-forces as a Formula One driver at silverstone.

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Worldwide account ownership has reached 76 percent of the global population—and 71 percent of people in developing countries. Many combined road course layouts have been abandoned, or are used only for testing and amateur race meets. Since 1962, the most famous race continuously held on a combined road course has been the 24 Hours of Daytona. Track surfaces can be dirt, concrete, asphalt, or a combination of concrete and asphalt.

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Combined road courses combine the high speed characteristics of ovals with the technical precision of road courses. It allows road racing disciplines the unique experience of being held in the stadium style atmosphere of an oval superspeedway.

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Daytona hosts the Daytona 500, NASCAR's most prestigious race, while the Indianapolis Motor Speedway is home to the Indianapolis 500 and the Brickyard 400. Oval track racing is the predominant form of auto racing in the United States. According to the 2013 National Speedway Directory, the total number of oval tracks, drag strips and road courses in the United States is 1,262, with 901 of those being oval tracks and 683 of those being dirt tracks. Among the most famous oval tracks in North America are the Indianapolis Motor Speedway, Daytona International Speedway and Talladega Superspeedway. The tri-oval is the common shape of the ovals from the construction booms of the 1960s and 1990s. The use of the tri-oval shape for automobile racing was conceived by Bill France, Sr. during the planning for Daytona.

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Unbanked households’ use of nonbank check cashing fell from 30.2 percent in 2017 to 21.8 percent in 2021. In 2017, 7.4 percent of households had used at least one nonbank credit product tracked by the survey. In 2021, that share fell by 40 percent to 4.4 percent of households using those same products. National Underbanked Rate and Use of Nonbank Financial Products and Services Declines. An additional 14.1 percent of households, or 18.7 million, were underbanked in 2021, meaning they had a bank account but used nonbank financial products and services during the year.

  • Synonymous with the name, a 1-mile (1.61 km) oval is a popular and common length for oval track racing.
  • Indianapolis Motor Speedway was built as a facility for the automotive industry to conduct research and development.
  • The FDIC insures deposits; examines and supervises financial institutions for safety, soundness, and consumer protection; makes large and complex financial institutions resolvable; and manages receiverships.

Quad-ovalA tri-oval with a "double dogleg" is often called a "quad-oval". A quad-oval is very similar to a tri-oval in sightlines and Half Banked layout. One specific feature is that the start-finish line segment actually falls on a straight section, rather than along a curve.

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The proportion of unbanked households citing fees or minimum balance-related reasons for not having a bank account fell from 38 percent in 2019 to 29.2 percent in 2021. Financial inclusion is a cornerstone of development, and since 2011, the Global Findex Database has been the definitive source of data on global access to financial services from payments to savings and borrowing. The data also identify gaps in access to and usage of financial services by women and poor adults. There have been two distinct oval race track construction "booms" in the United States. The first took place in the 1960s, and the second took place in the mid-to-late 1990s. The majority of tracks from the 1960s boom and the 1990s boom have survived, but some tracks failed to achieve long-term financial success. In some rare examples, the combined road course layout is run in the opposite direction to the oval circuit.

  • The FDIC provides a wealth of resources for consumers, bankers, analysts, and other stakeholders.
  • An estimated 4.5 percent of U.S. households were “unbanked” in 2021, meaning that no one in the household had a checking or savings account at a bank or credit union.
  • There are a lot of oval tracks, which neither have a classical geometric shape nor still represent a modern tri-oval in the strict sense.
  • An oval track differs from a road course in that the layout resembles an oval with turns in only one direction, and the direction of traffic is almost universally counter-clockwise.
  • “Finding people who can write about money in a way people actually want to read is something that companies are looking for,” she said.
  • Financial inclusion is a cornerstone of development, and since 2011, the Global Findex Database has been the definitive source of data on global access to financial services from payments to savings and borrowing.